:root {
  --navy:#071527;
  --blue:#12355b;
  --gold:#d8a23a;
  --cream:#f8f5ee;
  --text:#172033;
  --muted:#5d6878;
  --white:#ffffff;
}

* { box-sizing:border-box; }
body {
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:var(--text);
  background:var(--cream);
  line-height:1.6;
}

.site-header {
  background:var(--navy);
  color:var(--white);
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:18px 6%;
  gap:20px;
  position:sticky;
  top:0;
  z-index:10;
}

.brand {
  color:var(--white);
  text-decoration:none;
  font-weight:800;
  display:flex;
  align-items:center;
  gap:12px;
  font-size:18px;
}

.brand-mark {
  background:linear-gradient(135deg,var(--gold),#fff0b0);
  color:var(--navy);
  padding:8px 10px;
  border-radius:12px;
  letter-spacing:.5px;
}

nav {
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  justify-content:flex-end;
}

nav a {
  color:#dbe7f5;
  text-decoration:none;
  font-size:14px;
}

nav a:hover, nav a.active {
  color:var(--gold);
}

.hero {
  background:linear-gradient(135deg,var(--navy),var(--blue));
  color:var(--white);
  padding:90px 6%;
}

.eyebrow {
  color:var(--gold);
  text-transform:uppercase;
  letter-spacing:2px;
  font-weight:700;
}

.hero h1 {
  max-width:900px;
  font-size:clamp(36px,6vw,68px);
  line-height:1.05;
  margin:10px 0 20px;
}

.hero p {
  max-width:760px;
  font-size:20px;
  color:#e7edf7;
}

.hero-actions {
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:28px;
}

.btn {
  display:inline-block;
  padding:13px 20px;
  border-radius:999px;
  text-decoration:none;
  font-weight:700;
}

.primary {
  background:var(--gold);
  color:var(--navy);
}

.secondary {
  border:1px solid #ffffff66;
  color:var(--white);
}

.grid {
  padding:60px 6%;
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:22px;
}

.card {
  background:var(--white);
  border-radius:22px;
  padding:28px;
  box-shadow:0 14px 35px rgba(7,21,39,.08);
  border:1px solid rgba(7,21,39,.08);
}

.card h2 {
  color:var(--navy);
  margin-top:0;
}

.card p {
  color:var(--muted);
}

.cta {
  margin:0 6% 60px;
  padding:44px;
  border-radius:28px;
  background:var(--navy);
  color:var(--white);
  text-align:center;
}

.cta p {
  color:#dbe7f5;
}

footer {
  background:#040b14;
  color:#dbe7f5;
  padding:30px 6%;
  text-align:center;
}

footer a {
  color:var(--gold);
}

@media (max-width:900px) {
  .site-header {
    align-items:flex-start;
    flex-direction:column;
  }
  nav {
    justify-content:flex-start;
  }
  .grid {
    grid-template-columns:1fr;
  }
}